Texas CE Requirements

Resident Requirements

All Texas resident licenses must complete 30 hours of CE during every 2 year reporting period, including 2 hours of ethics. At least half (15 hrs) of the CE hours must be completed in a classroom setting or with classroom equivalent courses. Courses are no longer divided by license type, therefore, they may be taken in either General and/or Ethic/CP.

This state has issued a notice reminding licensees who sell flood insurance of their requirement to comply with the minimum training requirements established FEMA and the Natl. Flood Insurance Program.

Effective April 1, 2010 - All resident life agents who sell, solicit, or negotiate an annuity contract or represent an insurer in relation to an annuity product must complete "annuity certification" education both initially (prior to selling an annuity product) and annually thereafter. The requirement applies to licenses issued or renewed after April 1, 2010. Please visit the Texas Department of Insurance for more information or follow this link.

Annuity Training

Effective April 1, 2010 - All resident life agents who sell, solicit, or negotiate an annuity contract or represent an insurer in relation to an annuity product must complete "annuity certification" education both initially (prior to selling an annuity product) and annually thereafter. The requirement applies to licenses issued or renewed after April 1, 2010. Please visit the Texas Department of Insurance for more information or follow this link.

Long-Term Care Training

Before selling long-term care (LTC) partnership policies in Texas, agents must hold a current Life, Accident and Health license and shall have completed an 8-hour LTC partnership certification course. Licensed agents who are already selling these policies must comply no later than 1/1/2009. Licensees may count a LTC partnership certification course toward completion of their CE requirements.

In addition to the Long-Term Care (LTC) partnership certification course, in each reporting period following the reporting period in which a licensee completed the certification course, the licensee must also complete at least four hours of department-certified CE during each CE reporting period. These hours count toward the total CE requirement.

Non Resident Requirements

Non-residents, who comply with CE reqs. of the resident state, are exempt the from TX CE reqs. Licensees who do not claim this exemption must satisfy TX resident CE reqs.

Exemptions

Age and Experience

A major change became effective 12/31/2002. The 20 years of licensure needed to qualify for an exemption now must be CONTINUOUS (no breaks greater that 90 days) and the license must be held under the Texas Insurance Code.

Reporting Requirements

Weekly reporting. Report within 30 days of completion. Need student's Texas License number to report.

State Reporting Fees

The TX Department of Insurance requires a course reporting fee of $.75 per credit hour (online, self-study and classroom courses). This state reporting fee will be automatically charged to you (on the credit card used to place your order) each time you complete an online, self-study, or classroom course.

Period Criteria Requirements

Texas resident and nonresident licensees must complete their CE requirements before the original license issuance anniversary date every two years. This applies to regulator catagories: Group, Group X and Group17.

Carryover Criteria Requirements

CARRYOVER OF CE HOURS IS NOT PERMITTED

Course Repetition

Course repetition is not permitted within the compliance/renewal period.

Acceptable Training Methods

CORRESPONDENCE (PRINT)

COMPANY SEMINARS

CLASSROOM

CBT/CD-ROM (COMPUTER-BASED TRAINING)

ONLINE (INTERNET DELIVERY)

CLASSROOM EQUIVALENT

Notice

This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.